Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- GrowingTier C
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised 4 years ago.
About this institution
Verified active. Bondsmith Savings Ltd holds a current UK electronic money institution licence, reference 955601. The licence authorises safeguarding of customer funds, issuance of electronic money, and distribution and redemption of electronic money.
No EEA passporting is on record for the licence.
Licence granted on 16 June 2022, as recorded in the FCA register. FCA registers Bondsmith Savings Ltd as an EMI (ref 955601) and confirms its active status at last cross-check.
Licence timeline
3 dated eventsDated events for Bondsmith Savings Ltd, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Financial Conduct Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Financial Conduct Authority
Position in the United Kingdom register
United Kingdom EMIs
474
Active
289
Full / small licences
403 / 71
Licence age rank
225/287
Bondsmith Savings Ltd is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 225th oldest of the 287 dated United Kingdom EMI authorisations, one of 5 granted in 2022.
Is your money safe with Bondsmith Savings Ltd?
Bondsmith Savings Ltd holds an e-money authorisation from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
Authorised activities (PSD2 / EMD2)
Payment-services activities Bondsmith Savings Ltd is permitted to carry out under its licence, as recorded in the register.
- Issuance of electronic moneyEMI_ISSUANCE
- Distribution and redemption of electronic moneyEMI_DISTRIBUTION
- Safeguarding of customer fundsSAFEGUARDING
Frequently asked questions
- Is Bondsmith Savings Ltd a licensed e-money institution?
- Yes. Bondsmith Savings Ltd holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 955601. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates Bondsmith Savings Ltd?
- Bondsmith Savings Ltd is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is Bondsmith Savings Ltd's licence or FRN number?
- Bondsmith Savings Ltd's licence reference number is 955601. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
Ratings & reader notes
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