Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- MatureTier B
No EEA passporting on record.
Authorised for 2 payment-services activities.
Authorised 8 years ago.
About this institution
Verified active. Billon Financial Ltd holds a current Small EMI licence from the Financial Conduct Authority. The licence was granted in April 2018 and cross-checked against the FCA register as active. The entity's authorisation covers two core activities: issuance of electronic money and safeguarding of customer funds. These are the permitted scope within which the firm operates.
Billon Financial Ltd is registered in the United Kingdom and does not currently hold EEA passporting rights. The register lists no host state permissions beyond its home jurisdiction. This reflects the firm's licensing posture as a UK-domiciled Small EMI without cross-border passporting authorisation on record.
Data note: the register does not record any EEA passporting activity for this entity. Verification status as at the last cross-check: active under FCA licence reference 900693.
Licence timeline
3 dated eventsDated events for Billon Financial Ltd, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Financial Conduct Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Small EMI registration granted by the Financial Conduct Authority
Position in the United Kingdom register
United Kingdom EMIs
474
Active
289
Full / small licences
403 / 71
Licence age rank
30/287
Billon Financial Ltd is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 30th oldest of the 287 dated United Kingdom EMI authorisations, one of 112 granted in 2018. As a small-EMI registration it operates domestically only - 71 of the 474 United Kingdom entries use this lighter regime.
Is your money safe with Billon Financial Ltd?
Billon Financial Ltd holds a small-EMI registration from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way. Small-EMI regimes are national and domestic-only; the exact safeguarding arrangements are worth confirming with the firm and its regulator.
Authorised activities (PSD2 / EMD2)
Payment-services activities Billon Financial Ltd is permitted to carry out under its licence, as recorded in the register.
- Issuance of electronic moneyEMI_ISSUANCE
- Safeguarding of customer fundsSAFEGUARDING
Frequently asked questions
- Is Billon Financial Ltd a licensed e-money institution?
- Yes. Billon Financial Ltd holds Small EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 900693. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates Billon Financial Ltd?
- Billon Financial Ltd is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is Billon Financial Ltd's licence or FRN number?
- Billon Financial Ltd's licence reference number is 900693. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
Ratings & reader notes
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