Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- MatureTier B
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised 5 years ago.
About this institution
Verified active. Authpay Ltd holds a current licence issued by the Financial Conduct Authority under reference 931876. The entity is authorised to undertake distribution and redemption of electronic money, issuance of electronic money, and safeguarding of customer funds. This scope defines the permissible activities against which the FCA supervision operates.
Cross-checked against the Financial Conduct Authority register as at the last update. No EEA passporting activity is recorded for this authorisation. The licence is confined to the United Kingdom jurisdiction.
Data note: the licence was granted on 9 August 2021 and holds active operational status as recorded in the register. The Financial Conduct Authority, licence reference 931876, confirms this position.
Licence timeline
3 dated eventsDated events for Authpay Ltd, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Financial Conduct Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Financial Conduct Authority
Position in the United Kingdom register
United Kingdom EMIs
474
Active
289
Full / small licences
403 / 71
Licence age rank
209/287
Authpay Ltd is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 209th oldest of the 287 dated United Kingdom EMI authorisations, one of 37 granted in 2021.
Is your money safe with Authpay Ltd?
Authpay Ltd holds an e-money authorisation from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
Authorised activities (PSD2 / EMD2)
Payment-services activities Authpay Ltd is permitted to carry out under its licence, as recorded in the register.
- Distribution and redemption of electronic moneyEMI_DISTRIBUTION
- Issuance of electronic moneyEMI_ISSUANCE
- Safeguarding of customer fundsSAFEGUARDING
Frequently asked questions
- Is Authpay Ltd a licensed e-money institution?
- Yes. Authpay Ltd holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 931876. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates Authpay Ltd?
- Authpay Ltd is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is Authpay Ltd's licence or FRN number?
- Authpay Ltd's licence reference number is 931876. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
Ratings & reader notes
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