Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- NewTier D
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised within the last year.
About this institution
Verified active. ASPIRE FT UK LIMITED holds licence reference 1051568 from the Financial Conduct Authority. The authorisation covers distribution and redemption of electronic money, issuance of electronic money, and safeguarding of customer funds.
Cross-border reach: the licence is confined to the United Kingdom.
Licence granted on 10 November 2026. Operational status is active, as recorded in the register. The Financial Conduct Authority confirms licence reference 1051568 as active.
Licence timeline
4 dated eventsDated events for Aspire FT UK Limited, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Financial Conduct Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Appeared in the register feed
Recorded as EMI.
Licence granted by the Financial Conduct Authority
Position in the United Kingdom register
United Kingdom EMIs
478
Active
292
Full / small licences
406 / 72
Licence age rank
292/292
Aspire FT UK Limited is one of 478 e-money institutions on the United Kingdom register, 292 of which are currently active. Its licence is the 292nd oldest of the 292 dated United Kingdom EMI authorisations, one of 20 granted in 2026.
Is your money safe with Aspire FT UK Limited?
Aspire FT UK Limited holds an e-money authorisation from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
Authorised activities (PSD2 / EMD2)
Payment-services activities Aspire FT UK Limited is permitted to carry out under its licence, as recorded in the register.
- Issuance of electronic moneyEMI_ISSUANCE
- Safeguarding of customer fundsSAFEGUARDING
- Distribution and redemption of electronic moneyEMI_DISTRIBUTION
Frequently asked questions
- Is ASPIRE FT UK LIMITED a licensed e-money institution?
- Yes. ASPIRE FT UK LIMITED holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 1051568. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates ASPIRE FT UK LIMITED?
- ASPIRE FT UK LIMITED is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is ASPIRE FT UK LIMITED's licence or FRN number?
- ASPIRE FT UK LIMITED's licence reference number is 1051568. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
Ratings & reader notes
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