Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- GrowingTier C
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised 2 years ago.
About this institution
Licence confirmed against the FCA Financial Services Register. APRON PAYMENTS LTD holds a current e-money institution licence issued 2 August 2024. The authorised activities recorded are issuance of electronic money, safeguarding of customer funds, and distribution and redemption of electronic money. The entity operates under FCA authorisation reference 1004915.
No EEA passporting is on record for this licence. The register does not list any host states beyond the United Kingdom jurisdiction. This means the entity's authorisation scope, as cross-checked against the FCA register, does not extend to passported activity in other European Economic Area member states.
Data note: the operational status is active as at the last register cross-check. The FCA Financial Services Register confirms APRON PAYMENTS LTD as an authorised electronic money institution under reference 1004915, status active.
Licence timeline
3 dated eventsDated events for APRON PAYMENTS LTD, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Financial Conduct Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Financial Conduct Authority
Position in the United Kingdom register
United Kingdom EMIs
474
Active
289
Full / small licences
403 / 71
Licence age rank
248/287
APRON PAYMENTS LTD is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 248th oldest of the 287 dated United Kingdom EMI authorisations, one of 10 granted in 2024.
Is your money safe with APRON PAYMENTS LTD?
APRON PAYMENTS LTD holds an e-money authorisation from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
Authorised activities (PSD2 / EMD2)
Payment-services activities APRON PAYMENTS LTD is permitted to carry out under its licence, as recorded in the register.
- Distribution and redemption of electronic moneyEMI_DISTRIBUTION
- Safeguarding of customer fundsSAFEGUARDING
- Issuance of electronic moneyEMI_ISSUANCE
Frequently asked questions
- Is APRON PAYMENTS LTD a licensed e-money institution?
- Yes. APRON PAYMENTS LTD holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 1004915. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates APRON PAYMENTS LTD?
- APRON PAYMENTS LTD is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is APRON PAYMENTS LTD's licence or FRN number?
- APRON PAYMENTS LTD's licence reference number is 1004915. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
Ratings & reader notes
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