VerifiedFCA 900205
Foreign Currency Exchange Limited
EMI · United Kingdom
Verified against the Financial Conduct Authority register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
EMI register: licensed e-money institutions
130 institutions · EMI · defunct
Every authorised e-money institution across the UK and the EEA, each cross-checked against the FCA Financial Services Register and the EBA EUCLID register. Filter by licence type, live status or EEA passporting, or search by firm name and reference number.
VerifiedFCA 900718
Gencer Software Limited
EMI · United Kingdom
Verified against the Financial Conduct Authority Financial Services Register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 900862
GLOBALNETINT UAB
EMI · United Kingdom
Verified against the FCA Financial Services Register: GLOBALNETINT UAB held a current UK e-money licence under reference 900862.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 901025
Greyfoxx Limited
EMI · United Kingdom
Licence confirmed against the FCA Financial Services Register.
- Cross-border reachDomestic
- Service scopeSpecialist
- Reader rating4.0
Defunct
VerifiedFCA 900698
Hyperwallet Systems Europe Limited
EMI · United Kingdom
Verified against the FCA Financial Services Register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 900032
iCheque Network Ltd
EMI · United Kingdom
Verified against the FCA Financial Services Register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 900432
Imagor SA
EMI · United Kingdom
Verified against the Financial Conduct Authority register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 900817
iMillion Limited
EMI · United Kingdom
Verified against the FCA Financial Services Register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 900945
Intergiro Intl AB (publ)
EMI · United Kingdom
Verified against the FCA Financial Services Register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 900122
IPAGOO LLP
EMI · United Kingdom
Verified against the FCA Financial Services Register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 900871
ISX Financial EU plc
EMI · United Kingdom
Verified against the Financial Conduct Authority register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 900106
iZettle AB
EMI · United Kingdom
Verified against the Financial Conduct Authority register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 900853
J.P. Morgan Mobility Payments Solutions S.A
EMI · United Kingdom
Licence status verified against the Financial Conduct Authority register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 900934
Koine Money Ltd
EMI · United Kingdom
Verified against the FCA Financial Services Register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 901067
KORONAPAY EUROPE LTD
EMI · United Kingdom
Verified against the FCA Financial Services Register.
- Cross-border reachDomestic
- Service scopeSpecialist
- Reader rating4.0
Defunct
VerifiedFCA 900911
LQID Limited
EMI · United Kingdom
Licence confirmed against the FCA Financial Services Register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 900125
Mangopay S.A.
EMI · United Kingdom
Verified against the FCA Financial Services Register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 900554
Mercedes pay S.A
EMI · United Kingdom
Verified against the FCA Financial Services Register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 959411
Meta Financial UK Limited
EMI · United Kingdom
Licence confirmed against the FCA Financial Services Register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 900188
Monese Ltd
EMI · United Kingdom
Verified against the FCA Financial Services Register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 930733
Moneycorp Technologies Limited
EMI · United Kingdom
Verified against the FCA Financial Services Register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 901115
Moneycorp Technologies Limited
EMI · United Kingdom
Verified against the FCA Financial Services Register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 900126
MPayMe (UK) Limited
EMI · United Kingdom
Verified against the FCA Financial Services Register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 983835
MP Payments UK Limited
EMI · United Kingdom
Verified active.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 900674
Nobel Financial Ltd
EMI · United Kingdom
Licence verified against the FCA Financial Services Register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 901020
One Finance Britain Ltd
EMI · United Kingdom
Verified against the FCA Financial Services Register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 900044
One Stop Money Manager Limited
EMI · United Kingdom
Licence verified against the FCA Financial Services Register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 901066
Opal Transfer EU
EMI · United Kingdom
Verified against the Financial Conduct Authority register.
- Cross-border reachDomestic
- Service scopeSpecialist
- Reader rating3.0
Defunct
VerifiedFCA 901046
Openpayd Financial Services Malta Limite
EMI · United Kingdom
Licence confirmed against the FCA Financial Services Register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 900931
ORO PAY LTD
EMI · United Kingdom
Licence status cross-checked against the Financial Conduct Authority register: ORO PAY LTD held FCA authorisation as an electronic money institution.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 989454
PAGONXT PAYMENTS UK LTD.
EMI · United Kingdom
Verified against the FCA Financial Services Register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 902071
PAXEPT Payments Ltd
EMI · United Kingdom
Verified against the Financial Conduct Authority register.
- Cross-border reachDomestic
- Service scopeSpecialist
- Reader rating3.0
Defunct
VerifiedFCA 900860
Paymaster (1836) Limited
EMI · United Kingdom
Verified against the FCA Financial Services Register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
VerifiedFCA 900970
Paynovate SA
EMI · United Kingdom
Verified against the FCA Financial Services Register.
- Cross-border reachDomestic
- Service scopeSpecialist
- Reader rating5.0
Defunct
VerifiedFCA 900801
PAYNOVUS AD
EMI · United Kingdom
Verified against the Financial Conduct Authority register.
- Cross-border reachDomestic
- Service scopeSpecialist
- Reader rating4.0
Defunct
VerifiedFCA 900996
Payoneer Europe B.V.
EMI · United Kingdom
Verified against the Financial Conduct Authority register.
- Cross-border reachDomestic
- Service scopeSpecialist
Defunct
About this directory
An e-money institution (EMI) is a firm authorised to issue electronic money and to provide payment services such as payment accounts, cards and transfers. In the UK these firms are authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011; across the EEA they are authorised by a national competent authority under the E-Money Directive and listed in the European Banking Authority’s central register.
This directory brings those separate registers into one place. Each entry records the firm’s licence type — authorised EMI, small EMI or payment institution — its home regulator, reference number and current authorisation status, and is re-checked against the source register on a weekly cadence. Listings whose licence has been withdrawn, lapsed or suspended are flagged or filtered out rather than left to go stale.
Frequently asked questions
- What is an e-money institution (EMI)?
- An e-money institution is a firm authorised to issue electronic money — a digital store of prepaid funds — and to provide related payment services such as payment accounts, cards and transfers. In the UK, EMIs are authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011; across the EEA they are authorised by their national competent authority under the E-Money Directive and recorded in the European Banking Authority's central register.
- What is the difference between an authorised EMI, a small EMI and a PI?
- An authorised EMI can issue e-money without a volume cap and, in the EEA, can passport its services into other member states. A small EMI operates below a regulatory threshold for average outstanding e-money, carries lighter requirements and cannot passport. A payment institution (PI) is authorised to provide payment services but cannot issue e-money.
- How are the listings in this directory verified?
- Every entry is cross-checked against the issuing regulator's own public record — the FCA Financial Services Register in the UK and the EBA EUCLID register across the EEA. Firms whose licence has been withdrawn, lapsed or suspended are flagged or removed at the next sync, so the directory reflects live authorisation status rather than a one-off snapshot.
- Is money held with an EMI protected like a bank deposit?
- No. E-money is not covered by a deposit-guarantee scheme such as the UK's Financial Services Compensation Scheme. Instead, EMIs must safeguard customer funds by holding them separately from the firm's own money, so that balances can be returned to customers if the firm fails.
- How current is the data?
- Listings are re-checked against the competent-authority registers on a weekly cadence, and each record shows when it was last verified.