Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- Multi-serviceTier B
- Tenure
- NewTier D
Passports into 29 EEA jurisdictions.
Authorised for 6 payment-services activities.
Authorised under 2 years ago.
About this institution
Verified active. XTransfer B.V. holds a current licence issued by De Nederlandsche Bank on 16 April 2025. The entity operates from the Netherlands under reference R194054. Its authorised scope covers cash deposit and withdrawal services on payment accounts, execution of payment transactions, issuance of electronic money, issuing of payment instruments, acquiring of payment transactions, and safeguarding of customer funds. This range of activities positions the firm across deposit-taking, money issuance, and transaction processing functions within the e-money regulatory perimeter.
The licence extends across 29 EEA host states. Principal passporting jurisdictions include Germany, France, Spain, Italy, the Netherlands, Poland, and Austria. The register also records passporting into Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, Greece, Hungary, Iceland, Ireland, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Portugal, Romania, Slovakia, Slovenia, and Sweden. This coverage spans the full depth of the EEA regulatory map.
De Nederlandsche Bank's Financial Services Register confirms the entity's authorisation status as at the last cross-check. The operational status is active. Reference R194054, Netherlands, De Nederlandsche Bank.
Licence timeline
3 dated eventsDated events for XTransfer B.V., from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the De Nederlandsche Bank register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the De Nederlandsche Bank
Position in the Netherlands register
Netherlands EMIs
62
Active
62
Full / small licences
31 / 31
Licence age rank
51/62
XTransfer B.V. is one of 62 e-money institutions on the Netherlands register, 62 of which are currently active. Its licence is the 51st oldest of the 62 dated Netherlands EMI authorisations, one of 9 granted in 2025.
Is your money safe with XTransfer B.V.?
XTransfer B.V. holds an e-money authorisation from De Nederlandsche Bank, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
29 jurisdictionsUnder the EU passporting regime, XTransfer B.V. can provide services across the following EEA jurisdictions, in addition to its home authorisation in Netherlands.
Luxembourg7
Cyprus7
Finland7
Denmark7
Iceland7
Italy7
Poland7
Croatia7
France7
Hungary7
Germany7
Sweden7
Estonia7
Slovakia7
Austria7
Ireland7
Malta7
Czech Republic7
Norway7
Belgium7
Latvia7
Portugal7
Greece7
Lithuania7
Spain7
Bulgaria7
Romania7
Liechtenstein7
Slovenia7
Authorised activities (PSD2 / EMD2)
Payment-services activities XTransfer B.V. is permitted to carry out under its licence, as recorded in the register.
- Cash deposit services on a payment accountPSD2_1
- Execution of payment transactions on a payment accountPSD2_3
- Safeguarding of customer fundsSAFEGUARDING
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Issuance of electronic moneyEMI_ISSUANCE
- Cash withdrawal services on a payment accountPSD2_2
Frequently asked questions
- Is XTransfer B.V. a licensed e-money institution?
- Yes. XTransfer B.V. holds EMI authorisation from De Nederlandsche Bank in Netherlands, licence reference R194054. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates XTransfer B.V.?
- XTransfer B.V. is authorised and supervised by De Nederlandsche Bank in Netherlands. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is XTransfer B.V.'s licence or FRN number?
- XTransfer B.V.'s licence reference number is R194054. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is XTransfer B.V. authorised in other EEA countries?
- Yes. XTransfer B.V. is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Netherlands
Registered office
- Street
- Claude Debussylaan 7
- City
- AMSTERDAM, 1082MC
Ratings & reader notes
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