Is Universo, IME, S.A. a licensed e-money institution?

Yes. Universo, IME, S.A. holds EMI authorisation from Banco de Portugal in Portugal, licence reference 7500. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates Universo, IME, S.A.?

Universo, IME, S.A. is authorised and supervised by Banco de Portugal in Portugal. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is Universo, IME, S.A.'s licence or FRN number?

Universo, IME, S.A.'s licence reference number is 7500. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Universo, IME, S.A.

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View on register

Regulator

Banco de Portugal

Licence number

7500

Authorised since

16 Jul 2015

EEA passports

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach: DomesticTier D
Scope: Multi-serviceTier B
Tenure: EstablishedTier A

About this institution

Verified active. Universo, IME, S.A. holds a current licence issued by Banco de Portugal under reference 7500. The entity is authorised to provide six distinct e-money and payment services: cash withdrawal services on a payment account, execution of payment transactions on a payment account, execution of payment transactions where funds are covered by credit line, issuance of electronic money, issuing payment instruments and acquiring payment transactions, and safeguarding of customer funds. This scope was confirmed against the Portuguese regulator's register as at the last cross-check.

The licence grants no EEA passporting rights. Universo operates within Portugal only and has not notified its authorisation to any other member state.

Data note: the licence was granted on 16 July 2015. No EEA host-state activity is recorded. Operationally, the entity's authorisation continues as active. Banco de Portugal, licence reference 7500, confirms the status.

Authorised activities (PSD2 / EMD2)

Payment-services activities Universo, IME, S.A. is permitted to carry out under its licence, as recorded in the register.

Issuance of electronic moneyEMI_ISSUANCE
Execution of payment transactions on a payment accountPSD2_3
Execution of payment transactions where funds are covered by credit linePSD2_4
Safeguarding of customer fundsSAFEGUARDING
Issuing payment instruments and acquiring payment transactionsPSD2_5
Cash withdrawal services on a payment accountPSD2_2

Frequently asked questions

Is Universo, IME, S.A. a licensed e-money institution?: Yes. Universo, IME, S.A. holds EMI authorisation from Banco de Portugal in Portugal, licence reference 7500. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates Universo, IME, S.A.?: Universo, IME, S.A. is authorised and supervised by Banco de Portugal in Portugal. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is Universo, IME, S.A.'s licence or FRN number?: Universo, IME, S.A.'s licence reference number is 7500. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Portugal

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Registered office

Street: Lugar do Espido, Via Norte
City: Maia, 4470-177

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