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UAB ZEN.COM

Lithuania
3.9(118 ratings)ActiveEMI
View on register

Licence number

LB000457

Authorised since

24 May 2018

EEA passports

29

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
Pan-EuropeanTier A

Passports into 29 EEA jurisdictions.

Scope
Multi-serviceTier B

Authorised for 6 payment-services activities.

Tenure
MatureTier B

Authorised 8 years ago.

About this institution

Verified active. UAB ZEN.COM holds a current Lithuanian e-money licence granted on 24 May 2018. The licence authorises cash deposit services on a payment account, issuance of electronic money, safeguarding of customer funds, cash withdrawal services on a payment account, issuing payment instruments and acquiring payment transactions, and execution of payment transactions on a payment account.

Its 29-state passporting reach covers Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain and Sweden.

Data note: the register lists the licence as active, with no indication of revocation or downgrade. The Bank of Lithuania, licence reference LB000457, confirms the entity's authorisation, status active as of the last cross-check.

Licence timeline

3 dated events

Dated events for UAB ZEN.COM, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the Bank of Lithuania register

    Automated daily verification of licence status and reference.

  2. First verified and added to this directory

  3. Licence granted by the Bank of Lithuania

Position in the Lithuania register

Lithuania EMIs

102

Active

102

Full / small licences

94 / 8

Licence age rank

36/102

UAB ZEN.COM is one of 102 e-money institutions on the Lithuania register, 102 of which are currently active. Its licence is the 36th oldest of the 102 dated Lithuania EMI authorisations, one of 21 granted in 2018.

Is your money safe with UAB ZEN.COM?

UAB ZEN.COM holds an e-money authorisation from Bank of Lithuania, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

EEA passporting

29 jurisdictions

Under the EU passporting regime, UAB ZEN.COM can provide services across the following EEA jurisdictions, in addition to its home authorisation in Lithuania.

  • MaltaMalta8
  • NorwayNorway8
  • PortugalPortugal8
  • SloveniaSlovenia8
  • BelgiumBelgium8
  • SwedenSweden8
  • IrelandIreland8
  • EstoniaEstonia8
  • ItalyItaly8
  • LatviaLatvia8
  • AustriaAustria8
  • BulgariaBulgaria8
  • CroatiaCroatia8
  • IcelandIceland8
  • FranceFrance8
  • GreeceGreece8
  • RomaniaRomania8
  • LiechtensteinLiechtenstein8
  • HungaryHungary8
  • PolandPoland8
  • Czech RepublicCzech Republic8
  • DenmarkDenmark8
  • SlovakiaSlovakia8
  • CyprusCyprus8
  • LuxembourgLuxembourg8
  • SpainSpain8
  • NetherlandsNetherlands8
  • FinlandFinland8
  • GermanyGermany8

Authorised activities (PSD2 / EMD2)

Payment-services activities UAB ZEN.COM is permitted to carry out under its licence, as recorded in the register.

  • Execution of payment transactions on a payment accountPSD2_3
  • Issuing payment instruments and acquiring payment transactionsPSD2_5
  • Cash withdrawal services on a payment accountPSD2_2
  • Cash deposit services on a payment accountPSD2_1
  • Issuance of electronic moneyEMI_ISSUANCE
  • Safeguarding of customer fundsSAFEGUARDING

Frequently asked questions

Is UAB ZEN.COM a licensed e-money institution?
Yes. UAB ZEN.COM holds EMI authorisation from Bank of Lithuania in Lithuania, licence reference LB000457. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates UAB ZEN.COM?
UAB ZEN.COM is authorised and supervised by Bank of Lithuania in Lithuania. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is UAB ZEN.COM's licence or FRN number?
UAB ZEN.COM's licence reference number is LB000457. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Is UAB ZEN.COM authorised in other EEA countries?
Yes. UAB ZEN.COM is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Lithuania

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Registered office

Street
Konstitucijos ave. 18B, Floor 12
City
Vilnius, LT-09308

Ratings & reader notes

118 ratings · 0 written notes

3.9(118 ratings)
  • 5★58
  • 4★28
  • 3★10
  • 2★8
  • 1★14

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