Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- Multi-serviceTier B
- Tenure
- MatureTier B
Passports into 29 EEA jurisdictions.
Authorised for 6 payment-services activities.
Authorised 8 years ago.
About this institution
Verified active. UAB ZEN.COM holds a current Lithuanian e-money licence granted on 24 May 2018. The licence authorises cash deposit services on a payment account, issuance of electronic money, safeguarding of customer funds, cash withdrawal services on a payment account, issuing payment instruments and acquiring payment transactions, and execution of payment transactions on a payment account.
Its 29-state passporting reach covers Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain and Sweden.
Data note: the register lists the licence as active, with no indication of revocation or downgrade. The Bank of Lithuania, licence reference LB000457, confirms the entity's authorisation, status active as of the last cross-check.
Licence timeline
3 dated eventsDated events for UAB ZEN.COM, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Bank of Lithuania register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Bank of Lithuania
Position in the Lithuania register
Lithuania EMIs
102
Active
102
Full / small licences
94 / 8
Licence age rank
36/102
UAB ZEN.COM is one of 102 e-money institutions on the Lithuania register, 102 of which are currently active. Its licence is the 36th oldest of the 102 dated Lithuania EMI authorisations, one of 21 granted in 2018.
Is your money safe with UAB ZEN.COM?
UAB ZEN.COM holds an e-money authorisation from Bank of Lithuania, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
29 jurisdictionsUnder the EU passporting regime, UAB ZEN.COM can provide services across the following EEA jurisdictions, in addition to its home authorisation in Lithuania.
Malta8
Norway8
Portugal8
Slovenia8
Belgium8
Sweden8
Ireland8
Estonia8
Italy8
Latvia8
Austria8
Bulgaria8
Croatia8
Iceland8
France8
Greece8
Romania8
Liechtenstein8
Hungary8
Poland8
Czech Republic8
Denmark8
Slovakia8
Cyprus8
Luxembourg8
Spain8
Netherlands8
Finland8
Germany8
Authorised activities (PSD2 / EMD2)
Payment-services activities UAB ZEN.COM is permitted to carry out under its licence, as recorded in the register.
- Execution of payment transactions on a payment accountPSD2_3
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Cash withdrawal services on a payment accountPSD2_2
- Cash deposit services on a payment accountPSD2_1
- Issuance of electronic moneyEMI_ISSUANCE
- Safeguarding of customer fundsSAFEGUARDING
Frequently asked questions
- Is UAB ZEN.COM a licensed e-money institution?
- Yes. UAB ZEN.COM holds EMI authorisation from Bank of Lithuania in Lithuania, licence reference LB000457. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates UAB ZEN.COM?
- UAB ZEN.COM is authorised and supervised by Bank of Lithuania in Lithuania. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is UAB ZEN.COM's licence or FRN number?
- UAB ZEN.COM's licence reference number is LB000457. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is UAB ZEN.COM authorised in other EEA countries?
- Yes. UAB ZEN.COM is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Lithuania
Registered office
- Street
- Konstitucijos ave. 18B, Floor 12
- City
- Vilnius, LT-09308
Ratings & reader notes
118 ratings · 0 written notes
- 5★58
- 4★28
- 3★10
- 2★8
- 1★14
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