Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- Full-serviceTier A
- Tenure
- EstablishedTier A
Passports into 26 EEA jurisdictions.
Authorised for 10 payment-services activities.
Authorised 10 years ago.
About this institution
Verified active. UAB "Perlas Finance" holds a current Lithuanian e-money licence granted on 29 October 2015. The licence authorises execution of payment transactions where funds are covered by a credit line, safeguarding of customer funds, cash withdrawal services on a payment account, issuance of electronic money, issuing payment instruments and acquiring payment transactions, payment initiation services (PIS), money remittance, cash deposit services on a payment account, account information services (AIS), and execution of payment transactions on a payment account. These activities cover the full spectrum of electronic money services, including the ability to issue and accept payment instruments, and to provide information about accounts to customers and third parties. The licence ensures that all transactions are backed by a credit line or customer account, and that funds are protected under the safeguarding regime of the Bank of Lithuania.
Passporting extends to 26 EEA host states: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden. The licence authorisation allows UAB "Perlas Finance" to operate in each of these states, providing its full suite of electronic money services across the European single market.
Data note: the licence granted date is recorded; the passporting count is 26; the operational status is active. The Bank of Lithuania confirms the licence under reference LB000248 as active as of the last cross-check.
Licence timeline
3 dated eventsDated events for UAB „Perlas Finance“, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Bank of Lithuania register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Bank of Lithuania
Position in the Lithuania register
Lithuania EMIs
102
Active
102
Full / small licences
94 / 8
Licence age rank
5/102
UAB „Perlas Finance“ is one of 102 e-money institutions on the Lithuania register, 102 of which are currently active. Its licence is the 5th oldest of the 102 dated Lithuania EMI authorisations, one of 2 granted in 2015.
Is your money safe with UAB „Perlas Finance“?
UAB „Perlas Finance“ holds an e-money authorisation from Bank of Lithuania, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
26 jurisdictionsUnder the EU passporting regime, UAB „Perlas Finance“ can provide services across the following EEA jurisdictions, in addition to its home authorisation in Lithuania.
Spain2
Hungary2
Slovakia2
Estonia2
Bulgaria2
France2
Poland2
Latvia13
Greece2
Germany2
Portugal2
Czech Republic2
Croatia2
Slovenia2
Luxembourg2
Sweden2
Italy2
Belgium2
Denmark2
Romania2
Ireland2
Malta2
Netherlands2
Finland2
Austria2
Cyprus2
Authorised activities (PSD2 / EMD2)
Payment-services activities UAB „Perlas Finance“ is permitted to carry out under its licence, as recorded in the register.
- Cash withdrawal services on a payment accountPSD2_2
- Execution of payment transactions where funds are covered by credit linePSD2_4
- Account information services (AIS)PSD2_8
- Execution of payment transactions on a payment accountPSD2_3
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Issuance of electronic moneyEMI_ISSUANCE
- Money remittancePSD2_6
- Payment initiation services (PIS)PSD2_7
- Safeguarding of customer fundsSAFEGUARDING
- Cash deposit services on a payment accountPSD2_1
Frequently asked questions
- Is UAB „Perlas Finance“ a licensed e-money institution?
- Yes. UAB „Perlas Finance“ holds EMI authorisation from Bank of Lithuania in Lithuania, licence reference LB000248. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates UAB „Perlas Finance“?
- UAB „Perlas Finance“ is authorised and supervised by Bank of Lithuania in Lithuania. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is UAB „Perlas Finance“'s licence or FRN number?
- UAB „Perlas Finance“'s licence reference number is LB000248. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is UAB „Perlas Finance“ authorised in other EEA countries?
- Yes. UAB „Perlas Finance“ is passported to 26 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Lithuania
Registered office
- Street
- Vilniaus m. sav. Vilniaus m. Olimpiečių g. 15-1
- City
- Vilnius, 09237
Ratings & reader notes
123 ratings · 0 written notes
- 5★52
- 4★42
- 3★18
- 2★6
- 1★5
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