pay.cetera B.V.

About this institution

Dated events for pay.cetera B.V., from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

1. 20 Oct 2026

   Cross-checked against the De Nederlandsche Bank register

   Automated daily verification of licence status and reference.

2. 06 Jul 2026

   First verified and added to this directory

3. 26 Oct 2023

   Licence granted by the De Nederlandsche Bank

Position in the Netherlands register

pay.cetera B.V. is one of 65 e-money institutions on the Netherlands register, 64 of which are currently active. Its licence is the 39th oldest of the 65 dated Netherlands EMI authorisations, one of 8 granted in 2023.

Is your money safe with pay.cetera B.V.?

pay.cetera B.V. holds an e-money authorisation from De Nederlandsche Bank, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Under the EU passporting regime, pay.cetera B.V. can provide services across the following EEA jurisdictions, in addition to its home authorisation in Netherlands.

• Germany3
• Austria3

Authorised activities (PSD2 / EMD2)

Payment-services activities pay.cetera B.V. is permitted to carry out under its licence, as recorded in the register.

• ✓Money remittancePSD2_6
• ✓Issuing payment instruments and acquiring payment transactionsPSD2_5
• ✓Issuance of electronic moneyEMI_ISSUANCE
• ✓Safeguarding of customer fundsSAFEGUARDING

Frequently asked questions

Is pay.cetera B.V. a licensed e-money institution?

Yes. pay.cetera B.V. holds EMI authorisation from De Nederlandsche Bank in Netherlands, licence reference R189095. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates pay.cetera B.V.?

pay.cetera B.V. is authorised and supervised by De Nederlandsche Bank in Netherlands. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is pay.cetera B.V.'s licence or FRN number?

pay.cetera B.V.'s licence reference number is R189095. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Is pay.cetera B.V. authorised in other EEA countries?

Yes. pay.cetera B.V. is passported to 2 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Netherlands

• Aft EU B.V.
• Airwallex (Netherlands) B.V.
• Alternatieve Kadobon B.V.
• Aplauz NL B.V./WEUR/WSPN
• Argentex B.V.
• Biercheque B.V.
• Brouwer Vos Payments B.V.
• CCV International B.V./Codata

View all institutions in Netherlands →

Registered office

Street

Kaldenkerkerweg 2

City

VENLO, 5913AD