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Licensed EMIsSee verified EMIs

MONEY + CARD PAYMENT INSTITUTION LTD

Malta
2.9(12 ratings)ActiveEMI
View on register

Regulator

Malta Financial Services Authority

Licence number

C71597

Authorised since

14 Aug 2015

EEA passports

7

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
RegionalTier C

Passports into 7 EEA jurisdictions.

Scope
Multi-serviceTier B

Authorised for 7 payment-services activities.

Tenure
EstablishedTier A

Authorised 11 years ago.

About this institution

Licence verified as current against the Malta Financial Services Authority register. MONEY + CARD PAYMENT INSTITUTION LTD holds e-money institution authorisation under reference C71597, granted in August 2015. The entity is licensed to provide cash deposit and withdrawal services on payment accounts. It may execute payment transactions, issue electronic money, and issue and acquire payment instruments. Money remittance services and customer fund safeguarding are equally within scope.

The licence extends across seven EEA member states through passporting. Austria, Czech Republic, France, Germany, Poland, Romania and Spain are recorded as host states where the institution operates under this single Malta-issued authorisation.

As recorded in the register as of the last cross-check, the operational status remains active. The Malta Financial Services Authority holds the authorisation under reference C71597.

Licence timeline

3 dated events

Dated events for MONEY + CARD PAYMENT INSTITUTION LTD, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the Malta Financial Services Authority register

    Automated daily verification of licence status and reference.

  2. First verified and added to this directory

  3. Licence granted by the Malta Financial Services Authority

Position in the Malta register

Malta EMIs

43

Active

43

Full / small licences

43 / 0

Licence age rank

10/43

MONEY + CARD PAYMENT INSTITUTION LTD is one of 43 e-money institutions on the Malta register, 43 of which are currently active. Its licence is the 10th oldest of the 43 dated Malta EMI authorisations, one of 5 granted in 2015.

Is your money safe with MONEY + CARD PAYMENT INSTITUTION LTD?

MONEY + CARD PAYMENT INSTITUTION LTD holds an e-money authorisation from Malta Financial Services Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

EEA passporting

7 jurisdictions

Under the EU passporting regime, MONEY + CARD PAYMENT INSTITUTION LTD can provide services across the following EEA jurisdictions, in addition to its home authorisation in Malta.

  • Czech RepublicCzech Republic9
  • SpainSpain9
  • PolandPoland9
  • AustriaAustria9
  • FranceFrance9
  • GermanyGermany9
  • RomaniaRomania9

Authorised activities (PSD2 / EMD2)

Payment-services activities MONEY + CARD PAYMENT INSTITUTION LTD is permitted to carry out under its licence, as recorded in the register.

  • Money remittancePSD2_6
  • Issuance of electronic moneyEMI_ISSUANCE
  • Execution of payment transactions on a payment accountPSD2_3
  • Cash deposit services on a payment accountPSD2_1
  • Safeguarding of customer fundsSAFEGUARDING
  • Cash withdrawal services on a payment accountPSD2_2
  • Issuing payment instruments and acquiring payment transactionsPSD2_5

Frequently asked questions

Is MONEY + CARD PAYMENT INSTITUTION LTD a licensed e-money institution?
Yes. MONEY + CARD PAYMENT INSTITUTION LTD holds EMI authorisation from Malta Financial Services Authority in Malta, licence reference C71597. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates MONEY + CARD PAYMENT INSTITUTION LTD?
MONEY + CARD PAYMENT INSTITUTION LTD is authorised and supervised by Malta Financial Services Authority in Malta. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is MONEY + CARD PAYMENT INSTITUTION LTD's licence or FRN number?
MONEY + CARD PAYMENT INSTITUTION LTD's licence reference number is C71597. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Is MONEY + CARD PAYMENT INSTITUTION LTD authorised in other EEA countries?
Yes. MONEY + CARD PAYMENT INSTITUTION LTD is passported to 7 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Malta

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Registered office

Street
19, St. Mark Street
City
Valletta, VLT 1362

Ratings & reader notes

12 ratings · 0 written notes

2.9(12 ratings)
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  • 3★2
  • 2★4
  • 1★1

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