Klus Cadeau B.V.

About this institution

Dated events for Klus Cadeau B.V., from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

1. 22 Oct 2026

   Cross-checked against the De Nederlandsche Bank register

   Automated daily verification of licence status and reference.

2. 06 Jul 2026

   First verified and added to this directory

3. 19 Feb 2019

   Small EMI registration granted by the De Nederlandsche Bank

Position in the Netherlands register

Klus Cadeau B.V. is one of 65 e-money institutions on the Netherlands register, 64 of which are currently active. Its licence is the 6th oldest of the 65 dated Netherlands EMI authorisations, one of 20 granted in 2019. As a small-EMI registration it operates domestically only - 32 of the 65 Netherlands entries use this lighter regime.

Is your money safe with Klus Cadeau B.V.?

Klus Cadeau B.V. holds a small-EMI registration from De Nederlandsche Bank, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way. Small-EMI regimes are national and domestic-only; the exact safeguarding arrangements are worth confirming with the firm and its regulator.

How e-money safeguarding works → Verify on the register →

Authorised activities (PSD2 / EMD2)

Payment-services activities Klus Cadeau B.V. is permitted to carry out under its licence, as recorded in the register.

• ✓Cash withdrawal services on a payment accountPSD2_2
• ✓Cash deposit services on a payment accountPSD2_1
• ✓Issuing payment instruments and acquiring payment transactionsPSD2_5
• ✓Issuance of electronic moneyEMI_ISSUANCE
• ✓Safeguarding of customer fundsSAFEGUARDING
• ✓Execution of payment transactions on a payment accountPSD2_3
• ✓Execution of payment transactions where funds are covered by credit linePSD2_4

Frequently asked questions

Is Klus Cadeau B.V. a licensed e-money institution?

Yes. Klus Cadeau B.V. holds Small EMI authorisation from De Nederlandsche Bank in Netherlands, licence reference R131104. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates Klus Cadeau B.V.?

Klus Cadeau B.V. is authorised and supervised by De Nederlandsche Bank in Netherlands. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is Klus Cadeau B.V.'s licence or FRN number?

Klus Cadeau B.V.'s licence reference number is R131104. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Netherlands

• Aft EU B.V.
• Airwallex (Netherlands) B.V.
• Alternatieve Kadobon B.V.
• Aplauz NL B.V./WEUR/WSPN
• Argentex B.V.
• Biercheque B.V.
• Brouwer Vos Payments B.V.
• CCV International B.V./Codata

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Registered office

Street

Lichtfabriekplein 4

City

HAARLEM, 2031TE