Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- Multi-serviceTier B
- Tenure
- MatureTier B
No EEA passporting on record.
Authorised for 7 payment-services activities.
Authorised 7 years ago.
About this institution
Verified active. Klus Cadeau B.V. holds a current Small EMI licence issued by De Nederlandsche Bank on 19 February 2019. The licence authorises the entity to provide cash deposit and withdrawal services on a payment account, execute payment transactions on a payment account, execute payment transactions where funds are covered by credit line, issue electronic money, issue payment instruments and acquire payment transactions, provide money remittance services, and safeguard customer funds.
The entity operates without EEA passporting rights. No host states beyond the Netherlands are recorded in the register.
Data note: The register confirms no cross-border passporting is on file for this entity. Licence reference R131104, cross-checked against De Nederlandsche Bank's records, shows operational status as active as at the last register update.
Licence timeline
3 dated eventsDated events for Klus Cadeau B.V., from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the De Nederlandsche Bank register
Automated daily verification of licence status and reference.
First verified and added to this directory
Small EMI registration granted by the De Nederlandsche Bank
Position in the Netherlands register
Netherlands EMIs
62
Active
62
Full / small licences
31 / 31
Licence age rank
6/62
Klus Cadeau B.V. is one of 62 e-money institutions on the Netherlands register, 62 of which are currently active. Its licence is the 6th oldest of the 62 dated Netherlands EMI authorisations, one of 20 granted in 2019. As a small-EMI registration it operates domestically only - 31 of the 62 Netherlands entries use this lighter regime.
Is your money safe with Klus Cadeau B.V.?
Klus Cadeau B.V. holds a small-EMI registration from De Nederlandsche Bank, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way. Small-EMI regimes are national and domestic-only; the exact safeguarding arrangements are worth confirming with the firm and its regulator.
Authorised activities (PSD2 / EMD2)
Payment-services activities Klus Cadeau B.V. is permitted to carry out under its licence, as recorded in the register.
- Issuance of electronic moneyEMI_ISSUANCE
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Execution of payment transactions on a payment accountPSD2_3
- Safeguarding of customer fundsSAFEGUARDING
- Cash withdrawal services on a payment accountPSD2_2
- Cash deposit services on a payment accountPSD2_1
- Execution of payment transactions where funds are covered by credit linePSD2_4
Frequently asked questions
- Is Klus Cadeau B.V. a licensed e-money institution?
- Yes. Klus Cadeau B.V. holds Small EMI authorisation from De Nederlandsche Bank in Netherlands, licence reference R131104. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates Klus Cadeau B.V.?
- Klus Cadeau B.V. is authorised and supervised by De Nederlandsche Bank in Netherlands. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is Klus Cadeau B.V.'s licence or FRN number?
- Klus Cadeau B.V.'s licence reference number is R131104. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Netherlands
Registered office
- Street
- Lichtfabriekplein 4
- City
- HAARLEM, 2031TE
Ratings & reader notes
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