iZettle AB

Headline fees on the published free / standard plan, taken from the institution’s own fee schedule.

Plan

Pay-per-transaction (merchant)

Monthly fee

Free

Card issuance

n/a

Free ATM / month

n/a

ATM fee

n/a

FX markup

n/a

SEPA transfer

Free payouts

SWIFT transfer

n/a

In-person 1.75% all major cards / mobile wallets. Online 1.75-2.5% depending on channel. Custom rates above GBP 10k/month.

Verified 8 May 2026·Source ↗

About this institution

Dated events for iZettle AB, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

1. 01 Oct 2026

   Cross-checked against the Swedish Financial Supervisory Authority register

   Automated daily verification of licence status and reference.

2. 06 Jul 2026

   First verified and added to this directory

3. 05 Jul 2019

   Licence granted by the Swedish Financial Supervisory Authority

Position in the Sweden register

iZettle AB is one of 8 e-money institutions on the Sweden register, 8 of which are currently active. Its licence is the 2nd oldest of the 8 dated Sweden EMI authorisations, one of 5 granted in 2019.

Is your money safe with iZettle AB?

iZettle AB holds an e-money authorisation from Swedish Financial Supervisory Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Under the EU passporting regime, iZettle AB can provide services across the following EEA jurisdictions, in addition to its home authorisation in Sweden.

• Slovenia1
• Bulgaria1
• France1
• Germany1
• Portugal1
• Luxembourg1
• Cyprus1
• Greece1
• Italy1
• Estonia1
• Czech Republic1
• Austria1
• Romania1
• Denmark1
• Norway1
• Spain1
• Hungary1
• Poland1
• Malta1
• Finland1
• Latvia1
• Ireland1
• Slovakia1
• Lithuania1
• Netherlands1
• Liechtenstein1
• Belgium1
• Iceland1

Authorised activities (PSD2 / EMD2)

Payment-services activities iZettle AB is permitted to carry out under its licence, as recorded in the register.

• ✓Safeguarding of customer fundsSAFEGUARDING
• ✓Issuance of electronic moneyEMI_ISSUANCE

Frequently asked questions

Is iZettle AB a licensed e-money institution?

Yes. iZettle AB holds EMI authorisation from Swedish Financial Supervisory Authority in Sweden, licence reference 45505. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates iZettle AB?

iZettle AB is authorised and supervised by Swedish Financial Supervisory Authority in Sweden. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is iZettle AB's licence or FRN number?

iZettle AB's licence reference number is 45505. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Is iZettle AB authorised in other EEA countries?

Yes. iZettle AB is passported to 28 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

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• Jifiti Patorai AB
• Mynt AB
• Smart Refill i Helsingborg AB
• Steven AB (previously Pei Development AB)
• Talkremit AB
• Telenor Sverige AB

View all institutions in Sweden →

Registered office

Street

Regeringsgatan 59

City

STOCKHOLM, 111 56