Is iZettle AB a licensed e-money institution?

Yes. iZettle AB holds EMI authorisation from Swedish Financial Supervisory Authority in Sweden, licence reference 45505. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates iZettle AB?

iZettle AB is authorised and supervised by Swedish Financial Supervisory Authority in Sweden. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is iZettle AB's licence or FRN number?

iZettle AB's licence reference number is 45505. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Is iZettle AB authorised in other EEA countries?

Yes. iZettle AB is passported to 28 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

iZettle AB

4.1(366 notes)ActiveEMI

View on register

Regulator

Swedish Financial Supervisory Authority

Licence number

45505

Authorised since

05 Jul 2019

EEA passports

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach: Pan-EuropeanTier A
Scope: SpecialistTier C
Tenure: MatureTier B

Pricing snapshot

Editorial · Pay-per-transaction (merchant)

Headline fees on the published free / standard plan, taken from the institution’s own fee schedule.

Plan: Pay-per-transaction (merchant)
Monthly fee: Free
Card issuance: n/a
Free ATM / month: n/a
ATM fee: n/a
FX markup: n/a
SEPA transfer: Free payouts
SWIFT transfer: n/a

In-person 1.75% all major cards / mobile wallets. Online 1.75-2.5% depending on channel. Custom rates above GBP 10k/month.

Verified 8 May 2026Source ↗

About this institution

Verified active. iZettle AB holds a current licence issued by Sweden's Financial Supervisory Authority. The entity is authorised to issue electronic money and to safeguard customer funds. Licence reference 45505 was granted on 5 July 2019. The register confirms operational status as active as at the last cross-check.

The Swedish licence permits passporting across 28 EEA host states. These include Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, and Spain. The full passporting reach extends to all named jurisdictions under the single Swedish authorisation.

The register records confirm the entity's authorisation continues under Swedish Financial Supervisory Authority oversight, reference 45505, with active operational status as at the last verification cross-check.

EEA passporting

28 jurisdictions

Under the EU passporting regime, iZettle AB can provide services across the following EEA jurisdictions, in addition to its home authorisation in Sweden.

Lithuania1
Liechtenstein1
Estonia1
Belgium1
Norway1
Greece1
France1
Bulgaria1
Spain1
Malta1
Netherlands1
Latvia1
Czech Republic1
Luxembourg1
Poland1
Finland1
Germany1
Romania1
Cyprus1
Italy1
Ireland1
Slovenia1
Portugal1
Denmark1
Iceland1
Slovakia1
Hungary1
Austria1

Authorised activities (PSD2 / EMD2)

Payment-services activities iZettle AB is permitted to carry out under its licence, as recorded in the register.

Issuance of electronic moneyEMI_ISSUANCE
Safeguarding of customer fundsSAFEGUARDING

Frequently asked questions

Is iZettle AB a licensed e-money institution?: Yes. iZettle AB holds EMI authorisation from Swedish Financial Supervisory Authority in Sweden, licence reference 45505. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates iZettle AB?: iZettle AB is authorised and supervised by Swedish Financial Supervisory Authority in Sweden. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is iZettle AB's licence or FRN number?: iZettle AB's licence reference number is 45505. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Is iZettle AB authorised in other EEA countries?: Yes. iZettle AB is passported to 28 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Sweden

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Registered office

Street: Regeringsgatan 59
City: STOCKHOLM, 111 56

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