Is inHouse Pay AS a licensed e-money institution?

Yes. inHouse Pay AS holds EMI authorisation from Estonian Financial Supervision Authority in Estonia, licence reference 14605379. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates inHouse Pay AS?

inHouse Pay AS is authorised and supervised by Estonian Financial Supervision Authority in Estonia. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is inHouse Pay AS's licence or FRN number?

inHouse Pay AS's licence reference number is 14605379. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Is inHouse Pay AS authorised in other EEA countries?

Yes. inHouse Pay AS is passported to 5 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

inHouse Pay AS

3.6(10 notes)ActiveEMI

View on register

Regulator

Estonian Financial Supervision Authority

Licence number

14605379

Authorised since

09 Sept 2019

EEA passports

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach: RegionalTier C
Scope: Multi-serviceTier B
Tenure: MatureTier B

About this institution

Verified active against the Estonian Financial Supervision Authority register. inHouse Pay AS holds licence 14605379, issued 9 September 2019. The entity is authorised to provide account information services, execute payment transactions on payment accounts, issue electronic money, issue payment instruments and acquire payment transactions, provide money remittance services, deliver payment initiation services, and safeguard customer funds. This scope spans the full range of core e-money and payment service functions.

The licence permits passporting into five EEA host states. As recorded in the register, inHouse Pay AS operates across Latvia, Lithuania, Poland, Portugal and Spain. The cross-border authorisation extends the entity's operational footprint across northern and southern European markets without requiring separate national authorisation in each jurisdiction.

Data note: the register confirms current operational status as active. Licence reference 14605379 remains on file with the Estonian Financial Supervision Authority as at the last cross-check. No material gaps are present in the registration record.

EEA passporting

5 jurisdictions

Under the EU passporting regime, inHouse Pay AS can provide services across the following EEA jurisdictions, in addition to its home authorisation in Estonia.

Latvia2
Spain2
Portugal2
Lithuania2
Poland2

Authorised activities (PSD2 / EMD2)

Payment-services activities inHouse Pay AS is permitted to carry out under its licence, as recorded in the register.

Payment initiation services (PIS)PSD2_7
Execution of payment transactions on a payment accountPSD2_3
Issuing payment instruments and acquiring payment transactionsPSD2_5
Safeguarding of customer fundsSAFEGUARDING
Money remittancePSD2_6
Account information services (AIS)PSD2_8
Issuance of electronic moneyEMI_ISSUANCE

Frequently asked questions

Is inHouse Pay AS a licensed e-money institution?: Yes. inHouse Pay AS holds EMI authorisation from Estonian Financial Supervision Authority in Estonia, licence reference 14605379. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates inHouse Pay AS?: inHouse Pay AS is authorised and supervised by Estonian Financial Supervision Authority in Estonia. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is inHouse Pay AS's licence or FRN number?: inHouse Pay AS's licence reference number is 14605379. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Is inHouse Pay AS authorised in other EEA countries?: Yes. inHouse Pay AS is passported to 5 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Estonia

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Registered office

Street: Pärnu mnt 10
City: Tallinn, 10148

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