inHouse Pay AS

About this institution

Dated events for inHouse Pay AS, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

1. 30 Sept 2026

   Cross-checked against the Estonian Financial Supervision Authority register

   Automated daily verification of licence status and reference.

2. 06 Jul 2026

   First verified and added to this directory

3. 09 Sept 2019

   Licence granted by the Estonian Financial Supervision Authority

Position in the Estonia register

inHouse Pay AS is one of 3 e-money institutions on the Estonia register, 3 of which are currently active. Its licence is the 1st oldest of the 3 dated Estonia EMI authorisations.

Is your money safe with inHouse Pay AS?

inHouse Pay AS holds an e-money authorisation from Estonian Financial Supervision Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Under the EU passporting regime, inHouse Pay AS can provide services across the following EEA jurisdictions, in addition to its home authorisation in Estonia.

• Poland2
• Latvia2
• Spain2
• Portugal2
• Lithuania2

Authorised activities (PSD2 / EMD2)

Payment-services activities inHouse Pay AS is permitted to carry out under its licence, as recorded in the register.

• ✓Issuance of electronic moneyEMI_ISSUANCE
• ✓Money remittancePSD2_6
• ✓Execution of payment transactions on a payment accountPSD2_3
• ✓Payment initiation services (PIS)PSD2_7
• ✓Account information services (AIS)PSD2_8
• ✓Safeguarding of customer fundsSAFEGUARDING
• ✓Issuing payment instruments and acquiring payment transactionsPSD2_5

Frequently asked questions

Is inHouse Pay AS a licensed e-money institution?

Yes. inHouse Pay AS holds EMI authorisation from Estonian Financial Supervision Authority in Estonia, licence reference 14605379. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates inHouse Pay AS?

inHouse Pay AS is authorised and supervised by Estonian Financial Supervision Authority in Estonia. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is inHouse Pay AS's licence or FRN number?

inHouse Pay AS's licence reference number is 14605379. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Is inHouse Pay AS authorised in other EEA countries?

Yes. inHouse Pay AS is passported to 5 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Estonia

• IPF Digital AS
• Monemon AS

View all institutions in Estonia →

Registered office

Street

Pärnu mnt 10

City

Tallinn, 10148