Regulator
Licence number
C65783
Authorised since
14 Jul 2015
EEA passports
29
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- Multi-serviceTier B
- Tenure
- EstablishedTier A
Passports into 29 EEA jurisdictions.
Authorised for 7 payment-services activities.
Authorised 11 years ago.
About this institution
Verified active. FINXP LIMITED holds a current Maltese electronic money licence issued by the Malta Financial Services Authority. The licence authorises execution of payment transactions where funds are covered by a credit line. Cash withdrawal and deposit services are allowed on a payment account. Issuance of electronic money, issuing payment instruments, acquiring payment transactions and safeguarding customer funds are also covered. Issuance of electronic money is also covered. Issuing payment instruments and acquiring payment transactions are included. Safeguarding customer funds is a permitted activity. The Malta Financial Services Authority grants and supervises the licence.
The licence is passported into 29 host states, including Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden. This passporting allows the entity to operate in those 29 EEA jurisdictions.
Data note: the licence was granted on 14 July 2015 and the register lists the entity's authorisation continues as active. No passporting gaps are recorded. The licence reference is C65783. The register lists operational status as active as of the most recent check. The register lists FINXP LIMITED, licence reference C65783, issued by the Malta Financial Services Authority, status active as at last cross-check.
Licence timeline
3 dated eventsDated events for Finxp Limited, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Malta Financial Services Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Malta Financial Services Authority
Position in the Malta register
Malta EMIs
43
Active
43
Full / small licences
43 / 0
Licence age rank
9/43
Finxp Limited is one of 43 e-money institutions on the Malta register, 43 of which are currently active. Its licence is the 9th oldest of the 43 dated Malta EMI authorisations, one of 5 granted in 2015.
Is your money safe with Finxp Limited?
Finxp Limited holds an e-money authorisation from Malta Financial Services Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
29 jurisdictionsUnder the EU passporting regime, Finxp Limited can provide services across the following EEA jurisdictions, in addition to its home authorisation in Malta.
Belgium11
Lithuania11
Germany11
Slovenia11
Cyprus11
Portugal11
Denmark11
Sweden11
Slovakia11
Estonia11
Netherlands11
Austria11
Liechtenstein11
Hungary11
Luxembourg11
Romania11
Italy11
Poland11
Bulgaria11
Finland11
Spain11
Czech Republic11
France11
Iceland11
Croatia11
Ireland11
Latvia11
Greece11
Norway11
Authorised activities (PSD2 / EMD2)
Payment-services activities Finxp Limited is permitted to carry out under its licence, as recorded in the register.
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Cash withdrawal services on a payment accountPSD2_2
- Safeguarding of customer fundsSAFEGUARDING
- Execution of payment transactions on a payment accountPSD2_3
- Cash deposit services on a payment accountPSD2_1
- Issuance of electronic moneyEMI_ISSUANCE
- Execution of payment transactions where funds are covered by credit linePSD2_4
Frequently asked questions
- Is FINXP LIMITED a licensed e-money institution?
- Yes. FINXP LIMITED holds EMI authorisation from Malta Financial Services Authority in Malta, licence reference C65783. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates FINXP LIMITED?
- FINXP LIMITED is authorised and supervised by Malta Financial Services Authority in Malta. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is FINXP LIMITED's licence or FRN number?
- FINXP LIMITED's licence reference number is C65783. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is FINXP LIMITED authorised in other EEA countries?
- Yes. FINXP LIMITED is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Malta
Registered office
- Street
- ARDENT BUSINESS CENTRE, NO. 4, TRIQ L-ORATORJU
- City
- NAXXAR, NXR 2502
Ratings & reader notes
68 ratings · 0 written notes
- 5★33
- 4★26
- 3★2
- 2★3
- 1★4
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