Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- Full-serviceTier A
- Tenure
- GrowingTier C
Passports into 29 EEA jurisdictions.
Authorised for 9 payment-services activities.
Authorised 4 years ago.
About this institution
Verified active. FINOM Payments B.V. holds a current Dutch e-money licence issued by De Nederlandsche Bank on 13 November 2021. The licence authorises the entity to provide account information services, cash deposit and withdrawal services on payment accounts, execution of payment transactions, issuance of electronic money, issuing of payment instruments and acquiring of payment transactions, payment initiation services, and safeguarding of customer funds. Licence reference R180074 confirms this scope.
The entity's authorisation extends across 29 EEA host states. As recorded in the register, FINOM Payments B.V. is passported into Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden.
De Nederlandsche Bank, reference R180074, confirms the entity's operational status as active as at the last cross-check against the register.
Licence timeline
3 dated eventsDated events for FINOM PAYMENTS B.V., from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the De Nederlandsche Bank register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the De Nederlandsche Bank
Position in the Netherlands register
Netherlands EMIs
62
Active
62
Full / small licences
31 / 31
Licence age rank
32/62
FINOM PAYMENTS B.V. is one of 62 e-money institutions on the Netherlands register, 62 of which are currently active. Its licence is the 32nd oldest of the 62 dated Netherlands EMI authorisations, one of 7 granted in 2021.
Is your money safe with FINOM PAYMENTS B.V.?
FINOM PAYMENTS B.V. holds an e-money authorisation from De Nederlandsche Bank, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
29 jurisdictionsUnder the EU passporting regime, FINOM PAYMENTS B.V. can provide services across the following EEA jurisdictions, in addition to its home authorisation in Netherlands.
Italy13
France13
Poland13
Croatia13
Denmark13
Malta13
Iceland13
Sweden13
Slovenia13
Estonia13
Greece13
Austria13
Belgium13
Spain13
Romania13
Lithuania13
Finland13
Cyprus13
Norway13
Portugal13
Germany13
Hungary13
Liechtenstein13
Latvia13
Luxembourg13
Slovakia13
Bulgaria13
Ireland13
Czech Republic13
Authorised activities (PSD2 / EMD2)
Payment-services activities FINOM PAYMENTS B.V. is permitted to carry out under its licence, as recorded in the register.
- Payment initiation services (PIS)PSD2_7
- Execution of payment transactions where funds are covered by credit linePSD2_4
- Cash deposit services on a payment accountPSD2_1
- Cash withdrawal services on a payment accountPSD2_2
- Safeguarding of customer fundsSAFEGUARDING
- Account information services (AIS)PSD2_8
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Execution of payment transactions on a payment accountPSD2_3
- Issuance of electronic moneyEMI_ISSUANCE
Frequently asked questions
- Is FINOM PAYMENTS B.V. a licensed e-money institution?
- Yes. FINOM PAYMENTS B.V. holds EMI authorisation from De Nederlandsche Bank in Netherlands, licence reference R180074. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates FINOM PAYMENTS B.V.?
- FINOM PAYMENTS B.V. is authorised and supervised by De Nederlandsche Bank in Netherlands. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is FINOM PAYMENTS B.V.'s licence or FRN number?
- FINOM PAYMENTS B.V.'s licence reference number is R180074. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is FINOM PAYMENTS B.V. authorised in other EEA countries?
- Yes. FINOM PAYMENTS B.V. is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Netherlands
Registered office
- Street
- Jachthavenweg 109
- City
- AMSTERDAM, 1081KM
Ratings & reader notes
148 ratings · 0 written notes
- 5★64
- 4★38
- 3★19
- 2★13
- 1★14
Readers can leave a star rating with or without a written note. Written notes appear below; ratings without a note are counted here.
Share what you know about FINOM PAYMENTS B.V.. Guest comments - no account required. Be kind and on-topic.
No reader notes yet. Be the first to share what you know about this institution.
