Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- Full-serviceTier A
- Tenure
- GrowingTier C
Passports into 29 EEA jurisdictions.
Authorised for 9 payment-services activities.
Authorised 4 years ago.
About this institution
Verified active. FINOM Payments B.V., trading as FINOM PAYMENTS B.V., holds an Electronic Money Institution licence from De Nederlandsche Bank. The licence authorises cash deposits on a payment account. It also permits payment initiation services (PIS) and payment execution where funds are credit-line covered. Additionally, the licence covers execution of payment transactions on a payment account. Further authorisations include issuing payment instruments, acquiring payment transactions, cash withdrawals, AIS, electronic money issuance, and safeguarding customer funds.
The licence is passported into 29 EEA host states. Those states include Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, and Ireland. Further host states are Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden.
The licence was granted on 13 November 2021, and the register confirms the active status as of the last cross-check. Licence reference R180074, De Nederlandsche Bank, active status as last checked.
Licence timeline
3 dated eventsDated events for Finom Payments B.V., from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the De Nederlandsche Bank register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the De Nederlandsche Bank
Position in the Netherlands register
Netherlands EMIs
65
Active
64
Full / small licences
33 / 32
Licence age rank
32/65
Finom Payments B.V. is one of 65 e-money institutions on the Netherlands register, 64 of which are currently active. Its licence is the 32nd oldest of the 65 dated Netherlands EMI authorisations, one of 7 granted in 2021.
Is your money safe with Finom Payments B.V.?
Finom Payments B.V. holds an e-money authorisation from De Nederlandsche Bank, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
29 jurisdictionsUnder the EU passporting regime, Finom Payments B.V. can provide services across the following EEA jurisdictions, in addition to its home authorisation in Netherlands.
Luxembourg13
Hungary13
Iceland13
Portugal13
Latvia13
Slovenia13
Greece13
Slovakia13
Liechtenstein13
Norway13
Belgium13
Lithuania13
Romania13
Ireland13
Germany13
Estonia13
Czech Republic13
Finland13
Sweden13
Austria13
Cyprus13
Spain13
Malta13
Italy13
Croatia13
Bulgaria13
France13
Poland13
Denmark13
Authorised activities (PSD2 / EMD2)
Payment-services activities Finom Payments B.V. is permitted to carry out under its licence, as recorded in the register.
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Execution of payment transactions on a payment accountPSD2_3
- Account information services (AIS)PSD2_8
- Cash deposit services on a payment accountPSD2_1
- Issuance of electronic moneyEMI_ISSUANCE
- Execution of payment transactions where funds are covered by credit linePSD2_4
- Cash withdrawal services on a payment accountPSD2_2
- Payment initiation services (PIS)PSD2_7
- Safeguarding of customer fundsSAFEGUARDING
Frequently asked questions
- Is FINOM PAYMENTS B.V. a licensed e-money institution?
- Yes. FINOM PAYMENTS B.V. holds EMI authorisation from De Nederlandsche Bank in Netherlands, licence reference R180074. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates FINOM PAYMENTS B.V.?
- FINOM PAYMENTS B.V. is authorised and supervised by De Nederlandsche Bank in Netherlands. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is FINOM PAYMENTS B.V.'s licence or FRN number?
- FINOM PAYMENTS B.V.'s licence reference number is R180074. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is FINOM PAYMENTS B.V. authorised in other EEA countries?
- Yes. FINOM PAYMENTS B.V. is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Netherlands
Registered office
- Street
- Jachthavenweg 109
- City
- AMSTERDAM, 1081KM
Ratings & reader notes
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- 4★38
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- 2★13
- 1★14
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