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FINOM Payments B.V. logo

FINOM PAYMENTS B.V.

Netherlands

Legal name: FINOM Payments B.V.

3.8(148 ratings)ActiveEMI
View on register

Licence number

R180074

Authorised since

13 Nov 2021

EEA passports

29

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
Pan-EuropeanTier A

Passports into 29 EEA jurisdictions.

Scope
Full-serviceTier A

Authorised for 9 payment-services activities.

Tenure
GrowingTier C

Authorised 4 years ago.

About this institution

Verified active. FINOM Payments B.V. holds a current Dutch e-money licence issued by De Nederlandsche Bank on 13 November 2021. The licence authorises the entity to provide account information services, cash deposit and withdrawal services on payment accounts, execution of payment transactions, issuance of electronic money, issuing of payment instruments and acquiring of payment transactions, payment initiation services, and safeguarding of customer funds. Licence reference R180074 confirms this scope.

The entity's authorisation extends across 29 EEA host states. As recorded in the register, FINOM Payments B.V. is passported into Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden.

De Nederlandsche Bank, reference R180074, confirms the entity's operational status as active as at the last cross-check against the register.

Licence timeline

3 dated events

Dated events for FINOM PAYMENTS B.V., from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the De Nederlandsche Bank register

    Automated daily verification of licence status and reference.

  2. First verified and added to this directory

  3. Licence granted by the De Nederlandsche Bank

Position in the Netherlands register

Netherlands EMIs

62

Active

62

Full / small licences

31 / 31

Licence age rank

32/62

FINOM PAYMENTS B.V. is one of 62 e-money institutions on the Netherlands register, 62 of which are currently active. Its licence is the 32nd oldest of the 62 dated Netherlands EMI authorisations, one of 7 granted in 2021.

Is your money safe with FINOM PAYMENTS B.V.?

FINOM PAYMENTS B.V. holds an e-money authorisation from De Nederlandsche Bank, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

EEA passporting

29 jurisdictions

Under the EU passporting regime, FINOM PAYMENTS B.V. can provide services across the following EEA jurisdictions, in addition to its home authorisation in Netherlands.

  • ItalyItaly13
  • FranceFrance13
  • PolandPoland13
  • CroatiaCroatia13
  • DenmarkDenmark13
  • MaltaMalta13
  • IcelandIceland13
  • SwedenSweden13
  • SloveniaSlovenia13
  • EstoniaEstonia13
  • GreeceGreece13
  • AustriaAustria13
  • BelgiumBelgium13
  • SpainSpain13
  • RomaniaRomania13
  • LithuaniaLithuania13
  • FinlandFinland13
  • CyprusCyprus13
  • NorwayNorway13
  • PortugalPortugal13
  • GermanyGermany13
  • HungaryHungary13
  • LiechtensteinLiechtenstein13
  • LatviaLatvia13
  • LuxembourgLuxembourg13
  • SlovakiaSlovakia13
  • BulgariaBulgaria13
  • IrelandIreland13
  • Czech RepublicCzech Republic13

Authorised activities (PSD2 / EMD2)

Payment-services activities FINOM PAYMENTS B.V. is permitted to carry out under its licence, as recorded in the register.

  • Payment initiation services (PIS)PSD2_7
  • Execution of payment transactions where funds are covered by credit linePSD2_4
  • Cash deposit services on a payment accountPSD2_1
  • Cash withdrawal services on a payment accountPSD2_2
  • Safeguarding of customer fundsSAFEGUARDING
  • Account information services (AIS)PSD2_8
  • Issuing payment instruments and acquiring payment transactionsPSD2_5
  • Execution of payment transactions on a payment accountPSD2_3
  • Issuance of electronic moneyEMI_ISSUANCE

Frequently asked questions

Is FINOM PAYMENTS B.V. a licensed e-money institution?
Yes. FINOM PAYMENTS B.V. holds EMI authorisation from De Nederlandsche Bank in Netherlands, licence reference R180074. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates FINOM PAYMENTS B.V.?
FINOM PAYMENTS B.V. is authorised and supervised by De Nederlandsche Bank in Netherlands. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is FINOM PAYMENTS B.V.'s licence or FRN number?
FINOM PAYMENTS B.V.'s licence reference number is R180074. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Is FINOM PAYMENTS B.V. authorised in other EEA countries?
Yes. FINOM PAYMENTS B.V. is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Netherlands

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Registered office

Street
Jachthavenweg 109
City
AMSTERDAM, 1081KM

Ratings & reader notes

148 ratings · 0 written notes

3.8(148 ratings)
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