Espos Norge AS

About this institution

Dated events for Espos Norge AS, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

1. 30 Sept 2026

   Cross-checked against the Financial Supervisory Authority of Norway register

   Automated daily verification of licence status and reference.

2. 06 Jul 2026

   First verified and added to this directory

3. 08 Aug 2016

   Licence granted by the Financial Supervisory Authority of Norway

Position in the Norway register

Espos Norge AS is one of 10 e-money institutions on the Norway register, 10 of which are currently active. Its licence is the 4th oldest of the 10 dated Norway EMI authorisations, one of 2 granted in 2016.

Is your money safe with Espos Norge AS?

Espos Norge AS holds an e-money authorisation from Financial Supervisory Authority of Norway, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Under the EU passporting regime, Espos Norge AS can provide services across the following EEA jurisdictions, in addition to its home authorisation in Norway.

• Estonia9
• Denmark9
• Czech Republic9
• Malta9
• Sweden9
• Austria9
• Italy9
• Latvia9
• Cyprus9
• Iceland9
• Bulgaria9
• Portugal9
• Liechtenstein9
• Germany9
• Netherlands9
• Finland9
• Poland9
• Croatia9
• Spain9
• Belgium9
• Hungary9
• France9
• Slovakia9
• Luxembourg9
• Greece9
• Romania9
• Slovenia9
• Ireland9
• Lithuania9

Authorised activities (PSD2 / EMD2)

Payment-services activities Espos Norge AS is permitted to carry out under its licence, as recorded in the register.

• ✓Execution of payment transactions where funds are covered by credit linePSD2_4
• ✓Execution of payment transactions on a payment accountPSD2_3
• ✓Cash deposit services on a payment accountPSD2_1
• ✓Safeguarding of customer fundsSAFEGUARDING
• ✓Issuing payment instruments and acquiring payment transactionsPSD2_5
• ✓Cash withdrawal services on a payment accountPSD2_2
• ✓Money remittancePSD2_6
• ✓Issuance of electronic moneyEMI_ISSUANCE

Frequently asked questions

Is Espos Norge AS a licensed e-money institution?

Yes. Espos Norge AS holds EMI authorisation from Financial Supervisory Authority of Norway in Norway, licence reference 997457056. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates Espos Norge AS?

Espos Norge AS is authorised and supervised by Financial Supervisory Authority of Norway in Norway. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is Espos Norge AS's licence or FRN number?

Espos Norge AS's licence reference number is 997457056. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Is Espos Norge AS authorised in other EEA countries?

Yes. Espos Norge AS is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Norway

• Buypass Payment AS
• EedenBull AS
• Firi AS
• NorgesGruppen Finans AS
• Norwegian Block Exchange AS
• OneSettle AS
• Settle Group AS
• STREX PAYMENT AS

View all institutions in Norway →

Registered office

Street

Kobbervikdalen 59

City

Drammen, 3036