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Bitpanda Payments GmbH logo

Bitpanda Payments GmbH

Austria
4.0(70 ratings)ActiveEMI
View on register

Licence number

501412x

Authorised since

22 Feb 2022

EEA passports

29

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
Pan-EuropeanTier A

Passports into 29 EEA jurisdictions.

Scope
Multi-serviceTier B

Authorised for 7 payment-services activities.

Tenure
GrowingTier C

Authorised 4 years ago.

About this institution

Verified active. Bitpanda Payments GmbH holds an Austrian e-money licence (reference 501412x) granted on 22 February 2022. The licence authorises money remittance and account information services. It permits execution of payment transactions on a payment account and issuance of payment instruments. It also allows acquisition of payment transactions, issuance of electronic money, safeguarding of customer funds, and payment initiation services.

Passporting extends to 29 EEA host states. These include Belgium, Bulgaria, Croatia, Cyprus, Czech Republic. Denmark, Estonia, Finland, France, Germany. Greece, Hungary, Iceland, Ireland, Italy. Latvia, Liechtenstein, Lithuania, Luxembourg, Malta. Netherlands, Norway, Poland, Portugal, Romania. Slovakia, Slovenia, Spain, Sweden.

Data note: licence granted recorded as 22 February 2022. The register lists the entity's authorisation as active. The Austrian Financial Market Authority, reference 501412x, confirms the licence as active as of the last cross-check.

Licence timeline

3 dated events

Dated events for Bitpanda Payments GmbH, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the Austrian Financial Market Authority register

    Automated daily verification of licence status and reference.

  2. First verified and added to this directory

  3. Licence granted by the Austrian Financial Market Authority

Is your money safe with Bitpanda Payments GmbH?

Bitpanda Payments GmbH holds an e-money authorisation from Austrian Financial Market Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

EEA passporting

29 jurisdictions

Under the EU passporting regime, Bitpanda Payments GmbH can provide services across the following EEA jurisdictions, in addition to its home authorisation in Austria.

  • RomaniaRomania8
  • LatviaLatvia8
  • PolandPoland8
  • SpainSpain8
  • SlovakiaSlovakia8
  • MaltaMalta8
  • DenmarkDenmark8
  • EstoniaEstonia8
  • CyprusCyprus8
  • LithuaniaLithuania8
  • SwedenSweden8
  • IrelandIreland8
  • LiechtensteinLiechtenstein8
  • GreeceGreece8
  • FinlandFinland8
  • SloveniaSlovenia8
  • BelgiumBelgium8
  • GermanyGermany8
  • ItalyItaly8
  • FranceFrance8
  • CroatiaCroatia8
  • HungaryHungary8
  • PortugalPortugal8
  • IcelandIceland8
  • LuxembourgLuxembourg8
  • BulgariaBulgaria8
  • NetherlandsNetherlands8
  • NorwayNorway8
  • Czech RepublicCzech Republic8

Authorised activities (PSD2 / EMD2)

Payment-services activities Bitpanda Payments GmbH is permitted to carry out under its licence, as recorded in the register.

  • Issuing payment instruments and acquiring payment transactionsPSD2_5
  • Issuance of electronic moneyEMI_ISSUANCE
  • Safeguarding of customer fundsSAFEGUARDING
  • Account information services (AIS)PSD2_8
  • Payment initiation services (PIS)PSD2_7
  • Money remittancePSD2_6
  • Execution of payment transactions on a payment accountPSD2_3

Frequently asked questions

Is Bitpanda Payments GmbH a licensed e-money institution?
Yes. Bitpanda Payments GmbH holds EMI authorisation from Austrian Financial Market Authority in Austria, licence reference 501412x. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates Bitpanda Payments GmbH?
Bitpanda Payments GmbH is authorised and supervised by Austrian Financial Market Authority in Austria. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is Bitpanda Payments GmbH's licence or FRN number?
Bitpanda Payments GmbH's licence reference number is 501412x. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Is Bitpanda Payments GmbH authorised in other EEA countries?
Yes. Bitpanda Payments GmbH is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Austria

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Registered office

Street
Stella-Klein-Löw Weg 17
City
Vienna, 1020

Ratings & reader notes

70 ratings · 0 written notes

4.0(70 ratings)
  • 5★35
  • 4★15
  • 3★7
  • 2★8
  • 1★5

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