A1 Hrvatska d.o.o.

About this institution

Dated events for A1 Hrvatska d.o.o., from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

1. 01 Oct 2026

   Cross-checked against the Croatian Financial Services Supervisory Agency register

   Automated daily verification of licence status and reference.

2. 06 Jul 2026

   First verified and added to this directory

3. 24 Jan 2019

   Small EMI registration granted by the Croatian Financial Services Supervisory Agency

Position in the Croatia register

A1 Hrvatska d.o.o. is one of 6 e-money institutions on the Croatia register, 6 of which are currently active. Its licence is the 4th oldest of the 6 dated Croatia EMI authorisations, one of 2 granted in 2019. As a small-EMI registration it operates domestically only - 1 of the 6 Croatia entries use this lighter regime.

Is your money safe with A1 Hrvatska d.o.o.?

A1 Hrvatska d.o.o. holds a small-EMI registration from Croatian Financial Services Supervisory Agency, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way. Small-EMI regimes are national and domestic-only; the exact safeguarding arrangements are worth confirming with the firm and its regulator.

How e-money safeguarding works → Verify on the register →

Authorised activities (PSD2 / EMD2)

Payment-services activities A1 Hrvatska d.o.o. is permitted to carry out under its licence, as recorded in the register.

• ✓Execution of payment transactions where funds are covered by credit linePSD2_4
• ✓Issuance of electronic moneyEMI_ISSUANCE
• ✓Safeguarding of customer fundsSAFEGUARDING
• ✓Issuing payment instruments and acquiring payment transactionsPSD2_5

Frequently asked questions

Is A1 Hrvatska d.o.o. a licensed e-money institution?

Yes. A1 Hrvatska d.o.o. holds Small EMI authorisation from Croatian Financial Services Supervisory Agency in Croatia, licence reference IENM211. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates A1 Hrvatska d.o.o.?

A1 Hrvatska d.o.o. is authorised and supervised by Croatian Financial Services Supervisory Agency in Croatia. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is A1 Hrvatska d.o.o.'s licence or FRN number?

A1 Hrvatska d.o.o.'s licence reference number is IENM211. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Croatia

• Aircash d.o.o.
• Erste Card Club d.o.o.
• Hrvatski Telekom d.d.
• NOWA FINANCIAL d.o.o.
• PBZ CARD d.o.o.

View all institutions in Croatia →

Registered office

Street

Vrtni put 1

City

ZAGREB, 10000